:root{--navy:#103b5d;--navy-deep:#082b44;--navy-soft:#eaf2f6;--gold:#d7a84d;--gold-soft:#fff7e7;--green:#168a62;--ink:#173047;--muted:#64748b;--line:#d8e2e8;--soft:#f6f9fb;--white:#fff;--danger:#b42318;--shadow:0 22px 55px rgba(8,43,68,.14);--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}body.modal-open{overflow:hidden}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}button,a{cursor:pointer}.container{width:min(1180px,calc(100% - 40px));margin:auto}.section{padding:90px 0}.section-soft{background:var(--soft)}.section-dark{background:linear-gradient(135deg,var(--navy-deep),var(--navy));color:#fff}.skip-link{position:fixed;left:12px;top:-80px;z-index:5000;background:#fff;color:#111;padding:10px 14px;border-radius:8px}.skip-link:focus{top:12px}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(45px,5.6vw,78px);line-height:.98;letter-spacing:-.05em;margin-bottom:24px}h2{font-size:clamp(34px,4vw,58px);line-height:1.05;letter-spacing:-.04em;margin-bottom:18px}h3{line-height:1.18}.section-title{max-width:850px;margin:0 auto 48px;text-align:center}.section-title p{font-size:18px;color:var(--muted);max-width:760px;margin:0 auto}.section-title.left{text-align:left;margin:0}.section-title.left p{margin-left:0}.section-title.light p{color:rgba(255,255,255,.78)}.eyebrow,.mini-eyebrow{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.12em;font-weight:900;font-size:12px}.eyebrow:before,.mini-eyebrow:before{content:"";width:28px;height:2px;background:currentColor}.mini-eyebrow{color:var(--navy)}.split-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:center}

.site-header{height:82px;background:var(--navy-deep);color:#fff;position:sticky;top:0;z-index:900;box-shadow:0 4px 20px rgba(0,0,0,.12)}.nav-wrap{height:100%;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:205px;max-height:62px;object-fit:contain}.main-nav{display:flex;align-items:center;gap:24px}.main-nav a,.main-nav button{color:#fff;text-decoration:none;font-size:14px;font-weight:800}.main-nav a:hover{opacity:.75}.menu-toggle{display:none;background:none;border:0;color:#fff;font-size:28px}.btn{border:0;border-radius:14px;min-height:50px;padding:13px 22px;display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;font-weight:900;font-size:14px;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--gold);color:#17222e;box-shadow:0 14px 32px rgba(215,168,77,.25)}.btn-light{background:#fff;color:var(--navy-deep)}.btn-secondary{background:#eef3f6;color:var(--ink);border:1px solid var(--line)}.btn-whatsapp{background:#169b62;color:#fff}.btn-outline-light{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.62)}.btn-small{min-height:42px;padding:10px 16px}.full{width:100%}.text-link{border:0;background:none;color:var(--navy);font-weight:900;padding:0}.text-link:hover{text-decoration:underline}

.hero{min-height:670px;background:radial-gradient(circle at 85% 25%,rgba(215,168,77,.18),transparent 28%),linear-gradient(135deg,var(--navy-deep),#0d476d 70%,#125a7e);color:#fff;display:flex;align-items:center;overflow:hidden;position:relative}.hero:after{content:"";position:absolute;width:520px;height:520px;border-radius:50%;border:1px solid rgba(255,255,255,.08);right:-190px;bottom:-220px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;position:relative;z-index:1}.hero-copy{padding:70px 0}.hero-lead{font-size:20px;max-width:660px;color:rgba(255,255,255,.88)}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 24px}.hero-pills{display:flex;flex-wrap:wrap;gap:9px}.hero-pills span{font-size:12px;font-weight:850;padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.16)}.hero-visual{height:520px;position:relative}.home-illustration{position:absolute;right:35px;top:50%;transform:translateY(-50%);width:360px;height:330px}.roof{position:absolute;left:38px;top:0;width:285px;height:180px;background:linear-gradient(135deg,#efcf8a,var(--gold));clip-path:polygon(50% 0,100% 62%,90% 62%,90% 100%,10% 100%,10% 62%,0 62%);filter:drop-shadow(0 24px 34px rgba(0,0,0,.18))}.house-body{position:absolute;left:68px;top:108px;width:225px;height:190px;border-radius:6px 6px 18px 18px;background:linear-gradient(180deg,#fff,#eaf2f6);box-shadow:0 30px 60px rgba(0,0,0,.2)}.window{position:absolute;top:42px;width:48px;height:54px;border-radius:10px;background:#bfe1f2;border:7px solid #fff;box-shadow:0 0 0 1px #a9c4d1}.window.one{left:30px}.window.two{right:30px}.door{position:absolute;width:62px;height:92px;bottom:0;left:81px;border-radius:12px 12px 0 0;background:var(--navy)}.home-shield{position:absolute;right:14px;bottom:20px;width:88px;height:88px;border-radius:28px 28px 36px 36px;background:#fff;color:var(--green);display:grid;place-items:center;font-size:44px;font-weight:950;box-shadow:var(--shadow);border:7px solid rgba(255,255,255,.4)}.hero-card{position:absolute;width:245px;padding:17px 18px;border-radius:18px;background:rgba(255,255,255,.95);color:var(--ink);box-shadow:var(--shadow);backdrop-filter:blur(8px)}.hero-card strong,.hero-card span{display:block}.hero-card strong{font-size:15px;color:var(--navy)}.hero-card span{font-size:12px;color:var(--muted);margin-top:5px}.card-a{left:0;top:58px}.card-b{right:0;bottom:38px}

.pain-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.pain-card{padding:28px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 16px 38px rgba(8,43,68,.06)}.card-icon{width:56px;height:56px;border-radius:18px;background:var(--navy-soft);display:grid;place-items:center;font-size:28px;margin-bottom:18px}.pain-card h3{font-size:24px;margin-bottom:12px}.pain-card p{color:var(--muted);min-height:128px}.asset-stack{display:grid;grid-template-columns:1fr 1fr;gap:16px}.asset-stack>div{padding:24px;border-radius:22px;background:#fff;border:1px solid var(--line);box-shadow:0 12px 30px rgba(8,43,68,.06)}.asset-stack span{display:block;font-size:34px;margin-bottom:12px}.asset-stack strong,.asset-stack small{display:block}.asset-stack strong{font-size:19px}.asset-stack small{color:var(--muted);margin-top:5px}.reality-section{background:linear-gradient(180deg,#fff,#f9fbfc)}.reality-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.reality-grid article{padding:26px;border:1px solid var(--line);border-radius:22px;background:#fff}.reality-grid article>span{font-size:32px}.reality-grid h3{font-size:20px;margin:14px 0 9px}.reality-grid p{color:var(--muted);font-size:14px;margin:0}.source-note{margin:22px 0 0;text-align:center;color:var(--muted);font-size:12px;line-height:1.6}.myths-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.myths-grid article{padding:28px;border-radius:22px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16)}.myths-grid h3{font-size:22px}.myths-grid p{color:rgba(255,255,255,.76);margin:0}.badge{display:inline-flex;padding:6px 10px;border-radius:999px;font-size:11px;font-weight:950;letter-spacing:.1em;margin-bottom:14px}.badge.myth{background:#ffe7e5;color:#8d2a24}.badge.truth{background:#dcfce7;color:#166534}.coverage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.coverage-grid article{padding:25px;border-radius:22px;background:#fff;border:1px solid var(--line);box-shadow:0 12px 30px rgba(8,43,68,.05)}.coverage-grid article>span{font-size:30px}.coverage-grid h3{font-size:20px;margin:12px 0 8px}.coverage-grid p{font-size:14px;color:var(--muted);margin:0}.assist-grid{align-items:start}.assist-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.assist-list>span{padding:16px 18px;background:#fff;border:1px solid var(--line);border-radius:16px;font-weight:800}.assist-list small{grid-column:1/-1;color:var(--muted);font-size:12px}

.simulator-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:55px;align-items:start}.simulator-copy{position:sticky;top:118px}.simulator-copy p{font-size:18px;color:var(--muted)}.check-list{padding:0;margin:24px 0 0;list-style:none}.check-list li{position:relative;padding:8px 0 8px 30px}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:950}.simulator-card{padding:30px;border:1px solid var(--line);border-radius:26px;background:#fff;box-shadow:var(--shadow)}.sim-progress{display:flex;align-items:center;gap:18px;margin-bottom:28px}.sim-progress>span{font-size:12px;font-weight:900;color:var(--navy);white-space:nowrap}.sim-progress>div{height:8px;background:#edf2f5;border-radius:999px;flex:1;overflow:hidden}.sim-progress i{display:block;height:100%;width:25%;background:var(--gold);border-radius:999px;transition:.25s}.sim-step{display:none}.sim-step.is-active{display:block}.sim-step h3{font-size:28px}.sim-step>label,.analysis-form label,.exit-content label{display:block;font-size:13px;font-weight:850;margin:15px 0 7px}.sim-help,.fieldset-note{color:var(--muted);font-size:14px}.choice-grid{display:grid;gap:10px}.choice-grid.two{grid-template-columns:1fr 1fr}.choice-grid.risks{grid-template-columns:1fr 1fr}.choice-grid label{margin:0}.choice-grid input{position:absolute;opacity:0;pointer-events:none}.choice-grid span{display:flex;align-items:center;justify-content:center;min-height:50px;padding:12px 14px;border:1px solid var(--line);border-radius:14px;background:#fff;font-weight:800;text-align:center}.choice-grid input:checked+span{border-color:var(--navy);box-shadow:0 0 0 2px rgba(16,59,93,.12);background:var(--navy-soft);color:var(--navy)}select,input,textarea{width:100%;border:1px solid var(--line);border-radius:12px;background:#fff;padding:12px 13px;color:var(--ink);outline:none}input:focus,select:focus,textarea:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(16,59,93,.09)}.conditional-field{margin-top:20px}.inline-alert{padding:13px 15px;border-radius:12px;background:var(--gold-soft);border:1px solid #f0ddb6;color:#6b5630;font-size:13px}.form-grid{display:grid;gap:14px}.form-grid.two{grid-template-columns:1fr 1fr}.full-col{grid-column:1/-1}.sim-nav,.form-nav{display:flex;justify-content:space-between;gap:12px;margin-top:26px}.sim-result{padding:24px;border-radius:20px;background:linear-gradient(180deg,var(--navy-soft),#fff);border:1px solid #cfe0e6}.result-tag{display:inline-flex;padding:7px 11px;border-radius:999px;background:var(--navy);color:#fff;font-size:11px;font-weight:950;letter-spacing:.08em;text-transform:uppercase}.sim-result h3{font-size:31px;margin:18px 0 10px}.sim-result>p{color:var(--muted)}.result-points{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0}.result-points div{padding:14px;border:1px solid var(--line);border-radius:14px;background:#fff}.result-points small,.result-points strong{display:block}.result-points small{color:var(--muted);font-size:11px}.result-points strong{margin-top:4px;font-size:14px}.result-disclaimer{font-size:12px!important}.affordability-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}.affordability-grid p{font-size:18px;color:rgba(255,255,255,.78)}.affordability-card{padding:28px;border-radius:24px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.17)}.affordability-card span,.affordability-card strong{display:block}.affordability-card span{font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:#efd395;font-weight:900}.affordability-card strong{font-size:26px;line-height:1.25;margin:12px 0 24px}.broker-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.broker-grid article{padding:22px;border:1px solid var(--line);border-radius:20px;background:#fff}.broker-grid strong{width:42px;height:42px;display:grid;place-items:center;border-radius:13px;background:var(--navy-soft);color:var(--navy);margin-bottom:14px}.broker-grid h3{font-size:19px}.broker-grid p{color:var(--muted);font-size:14px;margin:0}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:start}.faq-list details{background:#fff;border:1px solid var(--line);border-radius:16px;margin-bottom:12px;padding:0 18px}.faq-list summary{padding:18px 0;font-weight:850;cursor:pointer}.faq-list p{padding:0 0 18px;color:var(--muted);margin:0}.final-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}.final-icon{font-size:150px;text-align:center;filter:drop-shadow(0 20px 30px rgba(0,0,0,.18))}

.site-footer{background:#061f33;color:#d9e6ed;padding:54px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr;gap:40px}.footer-grid img{width:220px;margin-bottom:16px}.footer-grid p{color:#a9bdc8;max-width:430px}.footer-grid>div{display:flex;flex-direction:column;align-items:flex-start;gap:8px}.footer-grid a,.footer-grid button,.footer-grid span{color:#d9e6ed;background:none;border:0;padding:0;text-decoration:none;font-size:14px}.demo-disclaimer{margin-top:36px;padding:18px 20px;border:1px solid rgba(255,255,255,.13);border-radius:14px;background:rgba(255,255,255,.04)}.demo-disclaimer strong{color:#efd395}.demo-disclaimer p{font-size:12px;margin:5px 0 0;color:#9fb3bf}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:22px;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);font-size:11px;color:#88a0ad}

.floating-whatsapp{position:fixed;right:18px;bottom:18px;z-index:850;display:flex;align-items:center;gap:9px;padding:10px 16px 10px 10px;border-radius:999px;background:#169b62;color:#fff;text-decoration:none;box-shadow:0 14px 34px rgba(0,0,0,.22);font-size:13px}.wa-icon{width:38px;height:38px;border-radius:50%;background:#fff;color:#169b62;display:grid;place-items:center;font-size:22px;font-weight:900}.wa-pulse{position:absolute;left:5px;width:48px;height:48px;border-radius:50%;border:2px solid rgba(37,211,102,.55);animation:pulse 2s infinite;z-index:-1}@keyframes pulse{0%{transform:scale(.9);opacity:.9}100%{transform:scale(1.55);opacity:0}}.back-to-top{position:fixed;right:20px;bottom:88px;z-index:820;width:42px;height:42px;border-radius:50%;border:0;background:#fff;color:var(--navy);box-shadow:var(--shadow);opacity:0;pointer-events:none;transition:.2s}.back-to-top.is-visible{opacity:1;pointer-events:auto}

.modal-layer{position:fixed;inset:0;z-index:2000;background:rgba(3,18,30,.78);display:none;align-items:center;justify-content:center;padding:18px;backdrop-filter:blur(5px)}.modal-layer.is-open{display:flex}.analysis-dialog{width:min(1040px,100%);max-height:94vh;overflow:auto;background:#fff;border-radius:26px;display:grid;grid-template-columns:.75fr 1.25fr;position:relative}.modal-close{position:absolute;right:14px;top:12px;width:40px;height:40px;border-radius:50%;border:0;background:#fff;color:#22384a;font-size:25px;z-index:3;box-shadow:0 8px 22px rgba(0,0,0,.12)}.analysis-side{background:linear-gradient(160deg,var(--navy-deep),var(--navy));color:#fff;padding:38px}.analysis-side img{width:200px;margin-bottom:35px}.analysis-side h2{font-size:38px}.analysis-side p{color:rgba(255,255,255,.78)}.analysis-side ul{padding-left:20px;color:#d7e5ec}.side-callout{padding:16px;border-radius:16px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);margin:24px 0}.side-callout strong,.side-callout span{display:block}.side-callout span{font-size:13px;color:#d7e5ec;margin-top:5px}.analysis-form{padding:34px 38px 30px}.form-progress{display:flex;align-items:center;gap:18px;margin-bottom:28px}.form-progress>div:first-child{min-width:135px}.form-progress strong,.form-progress span{display:block}.form-progress strong{color:var(--navy);font-size:12px}.form-progress span{font-size:11px;color:var(--muted)}.form-progress-bar{height:8px;border-radius:999px;background:#edf2f5;flex:1;overflow:hidden}.form-progress-bar span{display:block;height:100%;width:33.333%;background:var(--gold);transition:.25s}.form-step{display:none;border:0;padding:0;margin:0}.form-step.is-active{display:block}.form-step legend{font-size:25px;font-weight:900;color:var(--navy);margin-bottom:4px}.check-line{display:flex!important;gap:10px;align-items:flex-start;font-weight:600!important;font-size:13px!important;margin-top:16px!important}.check-line input{width:auto;margin-top:3px}.check-line button{border:0;background:none;color:var(--navy);font-weight:900;padding:0;text-decoration:underline}.form-trace-note{font-size:11px;color:var(--muted);padding:11px 13px;background:#f7fafb;border-radius:10px}.review-box{padding:14px;border-radius:14px;background:var(--navy-soft);margin-top:16px}.review-box strong,.review-box span{display:block}.review-box span{font-size:13px;color:var(--muted);margin-top:4px}.send-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:18px}.honeypot{position:absolute!important;left:-99999px!important;opacity:0!important;pointer-events:none!important}.has-error{border-color:#d92d20!important;box-shadow:0 0 0 3px rgba(217,45,32,.08)!important}.exit-dialog{width:min(860px,100%);background:#fff;border-radius:24px;display:grid;grid-template-columns:.7fr 1.3fr;overflow:hidden;position:relative}.exit-visual{background:linear-gradient(145deg,var(--navy-deep),var(--navy));color:#fff;padding:36px;display:flex;flex-direction:column;justify-content:center}.exit-visual span{font-size:82px}.exit-visual strong{font-size:27px;line-height:1.2}.exit-content{padding:34px}.exit-content h2{font-size:36px}.exit-content p{color:var(--muted)}.cookie-banner{position:fixed;left:20px;bottom:18px;z-index:1200;width:min(500px,calc(100% - 40px));padding:18px;border-radius:18px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);display:none;grid-template-columns:1fr auto;gap:12px 18px;align-items:center}.cookie-banner.is-visible{display:grid}.cookie-banner p{font-size:12px;color:var(--muted);margin:4px 0 0}.cookie-links{grid-column:1/-1;display:flex;gap:16px}.cookie-links button{border:0;background:none;color:var(--navy);font-weight:800;padding:0;font-size:12px}.privacy-dialog{width:min(850px,100%);height:min(88vh,780px);background:#fff;border-radius:22px;position:relative;padding:28px;display:flex;flex-direction:column}.privacy-dialog h2{font-size:30px}.privacy-dialog iframe{width:100%;flex:1;border:1px solid var(--line);border-radius:14px}.cookie-preferences{display:flex;flex-wrap:wrap;gap:12px 18px;align-items:center;padding-top:16px}.cookie-preferences h3{width:100%;margin:0}.cookie-preferences label{font-size:12px}.cookie-preferences input{width:auto}.result-modal{width:min(520px,100%);background:#fff;border-radius:24px;padding:36px;text-align:center;position:relative}.result-icon{width:70px;height:70px;border-radius:50%;display:grid;place-items:center;margin:0 auto 18px;background:#dcfce7;color:#166534;font-size:34px;font-weight:950}.result-modal.error .result-icon{background:#fee4e2;color:#b42318}.result-modal h2{font-size:34px}.result-modal p{color:var(--muted)}.result-note{font-size:13px}

@media(max-width:1020px){.main-nav{gap:16px}.main-nav a{display:none}.hero-grid,.split-grid,.simulator-layout,.affordability-grid,.faq-grid{grid-template-columns:1fr}.hero-visual{height:420px}.simulator-copy{position:static}.pain-grid,.reality-grid{grid-template-columns:1fr 1fr}.coverage-grid{grid-template-columns:1fr 1fr}.analysis-dialog{grid-template-columns:1fr}.analysis-side{display:none}.footer-grid{grid-template-columns:1fr 1fr}.broker-grid{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.container{width:min(100% - 28px,1180px)}.section{padding:68px 0}.site-header{height:72px}.brand img{width:175px}.menu-toggle{display:block}.main-nav{position:absolute;left:14px;right:14px;top:72px;background:var(--navy-deep);padding:16px;border-radius:0 0 16px 16px;display:none;flex-direction:column;align-items:stretch}.main-nav.is-open{display:flex}.main-nav a{display:block}.main-nav .btn{width:100%}.hero{min-height:auto}.hero-grid{padding-bottom:30px}.hero-copy{padding:55px 0 10px}.hero-lead{font-size:17px}.hero-visual{height:335px}.home-illustration{width:300px;height:275px;right:0}.roof{left:32px;width:238px;height:150px}.house-body{left:57px;top:91px;width:188px;height:160px}.window{width:40px;height:46px}.door{width:52px;height:78px;left:68px}.home-shield{width:72px;height:72px;font-size:36px}.hero-card{width:200px;padding:13px}.card-a{top:16px}.card-b{bottom:0}.pain-grid,.reality-grid,.myths-grid,.coverage-grid,.asset-stack,.assist-list,.broker-grid{grid-template-columns:1fr}.pain-card p{min-height:0}.choice-grid.two,.choice-grid.risks,.form-grid.two,.result-points,.send-actions{grid-template-columns:1fr}.simulator-card{padding:22px}.analysis-form{padding:28px 20px}.form-progress{display:block}.form-progress>div:first-child{margin-bottom:8px}.exit-dialog{grid-template-columns:1fr}.exit-visual{display:none}.exit-content{padding:28px 20px}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.floating-whatsapp{right:12px;bottom:12px}.back-to-top{right:14px}.cookie-banner{left:10px;bottom:72px;width:calc(100% - 20px);grid-template-columns:1fr}.cookie-links{grid-column:auto}.privacy-dialog{padding:18px}.final-icon{font-size:100px}.assist-list small{grid-column:auto}}

/* V2 - fluxo do simulador, WhatsApp e privacidade */
.main-nav .menu-whatsapp{color:var(--navy-deep)!important;white-space:nowrap}.main-nav .menu-whatsapp:hover{opacity:1}
.result-values{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0}.result-values>div{padding:15px;border:1px solid var(--line);border-radius:14px;background:#fff}.result-values .result-total{grid-column:1/-1;background:var(--gold-soft);border-color:#ecd7a8}.result-values small,.result-values strong{display:block}.result-values small{color:var(--muted);font-size:11px}.result-values strong{font-size:17px;margin-top:5px;color:var(--navy)}.result-values .result-total strong{font-size:22px}
.sim-path-summary{padding:14px 16px;margin:0 0 18px;border-radius:14px;background:var(--navy-soft);border:1px solid #cfe0e6}.sim-path-summary strong,.sim-path-summary span{display:block}.sim-path-summary strong{color:var(--navy)}.sim-path-summary span{margin-top:4px;color:var(--muted);font-size:13px}.is-hidden-by-sim{display:none!important}
.faq-whatsapp-card{border-color:#b9dfce!important;box-shadow:0 12px 30px rgba(22,155,98,.08)}.faq-whatsapp-card summary{color:#11744b}.faq-contact-content{padding:0 0 20px}.faq-contact-content>p{padding-bottom:12px}.faq-contact-content .check-line{margin:12px 0!important}.faq-contact-content .btn{margin-top:10px}

/* Mesmo posicionamento da LP-modelo: WhatsApp à esquerda e privacidade à direita */
.floating-whatsapp{position:fixed;z-index:1220;left:24px!important;right:auto!important;bottom:24px;min-width:220px;min-height:60px;padding:10px 20px 10px 10px;display:flex;align-items:center;gap:12px;border:1px solid rgba(255,255,255,.28);border-radius:999px;color:#fff;text-decoration:none;overflow:visible;background:linear-gradient(180deg,#31d66a 0%,#19b952 100%);box-shadow:0 18px 42px rgba(24,168,78,.34),0 0 0 6px rgba(37,211,102,.13);animation:waFloatV2 2.8s ease-in-out infinite}.floating-whatsapp:hover{transform:translateY(-3px) scale(1.015);box-shadow:0 22px 48px rgba(24,168,78,.42),0 0 0 8px rgba(37,211,102,.16)}.floating-whatsapp .wa-icon{width:42px;height:42px;flex:0 0 42px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.16);color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.28)}.floating-whatsapp .wa-icon svg{width:25px;height:25px}.floating-whatsapp strong{font-size:15px;line-height:1.1;white-space:nowrap}.floating-whatsapp .wa-pulse{position:absolute;left:4px;top:4px;width:54px;height:54px;border-radius:50%;border:2px solid rgba(37,211,102,.55);animation:waPulseV2 1.9s ease-out infinite;z-index:-1}@keyframes waPulseV2{0%{transform:scale(.82);opacity:.75}100%{transform:scale(1.85);opacity:0}}@keyframes waFloatV2{0%,100%{transform:translateY(0)}50%{transform:translateY(-3px)}}
.cookie-banner{left:auto!important;right:22px!important;bottom:92px!important;width:min(360px,calc(100% - 28px));grid-template-columns:1fr!important}.cookie-links{grid-column:auto!important}.back-to-top{right:20px;bottom:24px}

@media(max-width:1020px){.main-nav a.menu-whatsapp{display:inline-flex}.result-values{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.main-nav a.menu-whatsapp{display:flex}.result-values{grid-template-columns:1fr}.result-values .result-total{grid-column:auto}.floating-whatsapp{left:10px!important;right:auto!important;bottom:12px;min-width:0;min-height:54px;padding:8px 14px 8px 8px}.floating-whatsapp .wa-icon{width:38px;height:38px;flex-basis:38px}.floating-whatsapp .wa-icon svg{width:23px;height:23px}.floating-whatsapp strong{font-size:13px}.floating-whatsapp .wa-pulse{left:1px;top:1px;width:50px;height:50px}.cookie-banner{left:auto!important;right:10px!important;bottom:78px!important;width:calc(100% - 20px)!important}.back-to-top{right:12px;bottom:16px}}


/* V2.3 - mobile contido, PRG/WhatsApp revisados e leitura ampliada */
html{
  width:100%;
  max-width:100%;
  overflow-x:hidden;
  overscroll-behavior-x:none;
}
body{
  width:100%;
  max-width:100%;
  min-width:0;
  overflow-x:hidden;
  overscroll-behavior-x:none;
  position:relative;
}
body.modal-open{
  overflow:hidden;
}
#conteudo,.site-footer,.hero,.section{
  width:100%;
  max-width:100%;
}

@media(max-width:720px){
  html,body{
    width:100%;
    max-width:100%;
    overflow-x:hidden;
    overscroll-behavior-x:none;
  }
  body{
    font-size:17px;
    line-height:1.58;
    touch-action:pan-y pinch-zoom;
  }
  main,.hero,.section,.site-footer{
    max-width:100%;
    overflow-x:hidden;
  }
  .container{
    width:calc(100% - 24px);
    max-width:calc(100% - 24px);
    margin-left:12px;
    margin-right:12px;
  }
  .nav-wrap,.hero-grid,.split-grid,.simulator-layout,.faq-grid,.footer-grid,
  .pain-grid,.reality-grid,.myths-grid,.coverage-grid,.asset-stack,.assist-list,
  .broker-grid,.affordability-grid,.simulator-card,.analysis-form,.form-grid,
  .form-step,.faq-list,.faq-list details{
    min-width:0;
    max-width:100%;
  }
  .hero-grid>*,.split-grid>*,.simulator-layout>*,.faq-grid>*,.footer-grid>*{
    min-width:0;
    max-width:100%;
  }
  .main-nav{
    left:12px;
    right:12px;
    width:auto;
    max-width:none;
    overflow-x:hidden;
  }
  .main-nav a,.main-nav button,.btn{
    max-width:100%;
    white-space:normal;
    text-align:center;
  }
  .hero-visual{
    width:100%;
    max-width:100%;
    overflow:hidden;
  }
  .home-illustration{
    max-width:300px;
    right:50%;
    transform:translate(50%,-50%);
  }
  .hero-card{
    max-width:calc(100% - 12px);
  }
  .card-a{left:6px}
  .card-b{right:6px}

  /* Leitura mobile */
  .section-title p,.simulator-copy p,.affordability-grid p{
    font-size:17px;
    line-height:1.62;
  }
  .pain-card p,.reality-grid p,.coverage-grid p,.broker-grid p,
  .sim-help,.fieldset-note,.sim-result>p,.faq-list p{
    font-size:16px;
    line-height:1.62;
  }
  .faq-list details{
    padding:0 16px;
  }
  .faq-list summary{
    padding:20px 0;
    font-size:17px;
    line-height:1.45;
  }
  .faq-list p{
    padding:0 0 20px;
  }
  .faq-contact-content>p{
    font-size:16px;
  }
  .faq-contact-content label,
  .analysis-form label,.exit-content label,.sim-step>label{
    font-size:15px;
    line-height:1.45;
  }
  input,select,textarea{
    min-width:0;
    max-width:100%;
    font-size:16px;
  }
  .btn{
    font-size:15px;
  }

  /* Camada única de rolagem para os modais. */
  .modal-layer{
    inset:0;
    width:auto;
    max-width:none;
    height:auto;
    max-height:none;
    padding:10px;
    align-items:flex-start;
    justify-content:center;
    overflow-x:hidden;
    overflow-y:auto;
    overscroll-behavior:contain;
    -webkit-overflow-scrolling:touch;
  }
  .analysis-dialog,.exit-dialog,.privacy-dialog,.result-modal{
    width:100%;
    max-width:100%;
    min-width:0;
    margin:0 auto;
    border-radius:18px;
  }
  .analysis-dialog{
    max-height:none;
    overflow:visible;
  }
  .analysis-form{
    padding:60px 18px 28px;
  }
  .form-step legend{
    font-size:26px;
    line-height:1.22;
  }

  /* Popup: conteúdo inteiro rolável na camada e X sempre visível. */
  .exit-dialog{
    display:block;
    max-height:none;
    overflow:visible;
  }
  .exit-visual{display:none}
  .exit-content{
    padding:60px 18px 28px;
    min-width:0;
    max-width:100%;
  }
  .exit-content h2{
    font-size:30px;
    line-height:1.12;
    overflow-wrap:anywhere;
  }
  .exit-content p{
    font-size:16px;
    line-height:1.55;
  }
  .exit-content form,.exit-content .form-grid{
    min-width:0;
    max-width:100%;
  }
  .modal-layer.is-open .modal-close{
    position:fixed;
    top:calc(env(safe-area-inset-top,0px) + 10px);
    right:calc(env(safe-area-inset-right,0px) + 10px);
    width:44px;
    height:44px;
    z-index:2300;
  }

  /* Política de Privacidade contida na tela. */
  .privacy-dialog{
    height:calc(100dvh - 20px);
    max-height:calc(100dvh - 20px);
    padding:58px 12px 12px;
    overflow:hidden;
  }
  .privacy-dialog h2{
    flex:0 0 auto;
    font-size:27px;
    line-height:1.15;
    margin-bottom:10px;
    overflow-wrap:anywhere;
  }
  .privacy-dialog iframe{
    width:100%;
    min-width:0;
    min-height:150px;
    max-width:100%;
    flex:1 1 auto;
  }
  .cookie-preferences{
    flex:0 0 auto;
    min-width:0;
    max-width:100%;
    max-height:34dvh;
    overflow-y:auto;
    gap:8px;
  }
  .cookie-preferences h3{
    font-size:17px;
  }
  .cookie-preferences label{
    width:100%;
    max-width:100%;
    margin:0;
    font-size:14px;
    overflow-wrap:anywhere;
  }
  .cookie-preferences .btn{
    width:100%;
  }

  /* Aviso de PP à direita, sem ampliar a área rolável. */
  .cookie-banner{
    left:auto!important;
    right:10px!important;
    bottom:78px!important;
    width:calc(100% - 20px)!important;
    max-width:calc(100% - 20px)!important;
    min-width:0!important;
    padding:18px!important;
    overflow:hidden;
    overflow-wrap:anywhere;
  }
  .cookie-banner>*{
    min-width:0;
    max-width:100%;
  }
  .cookie-banner strong{
    font-size:18px;
  }
  .cookie-banner p{
    font-size:14px;
    line-height:1.5;
  }
  .cookie-links{
    flex-wrap:wrap;
    gap:10px 16px;
    max-width:100%;
  }
  .cookie-links button{
    font-size:13px;
    white-space:normal;
    text-align:left;
    overflow-wrap:anywhere;
  }

  /* WhatsApp à esquerda, sem pulso fora da viewport. */
  .floating-whatsapp{
    left:10px!important;
    right:auto!important;
    bottom:12px;
    min-width:0;
    max-width:calc(100% - 20px);
    min-height:54px;
    padding:8px 14px 8px 8px;
    overflow:hidden;
  }
  .floating-whatsapp .wa-icon{
    width:38px;
    height:38px;
    flex-basis:38px;
  }
  .floating-whatsapp .wa-icon svg{
    width:23px;
    height:23px;
  }
  .floating-whatsapp strong{
    font-size:13px;
    line-height:1.15;
    white-space:normal;
  }
  .floating-whatsapp .wa-pulse{display:none}
  .back-to-top{
    right:12px;
    bottom:16px;
  }

  .result-modal{
    padding:60px 20px 28px;
  }
}

@media(max-width:390px){
  .container{
    width:calc(100% - 20px);
    max-width:calc(100% - 20px);
    margin-left:10px;
    margin-right:10px;
  }
  .main-nav{left:10px;right:10px}
  .simulator-card{padding:20px 14px}
  .analysis-form,.exit-content{padding-left:14px;padding-right:14px}
  .privacy-dialog{padding-left:10px;padding-right:10px}
  .faq-list details{padding:0 14px}
}


/* V2.3 - contenção residual de largura em telas estreitas */
@supports (overflow:clip){
  html,body{overflow-x:clip}
}
@media(max-width:720px){
  .simulator-layout,.simulator-card,.sim-step,.sim-progress,.choice-grid,.form-grid,
  .result-values,.result-points,.sim-nav,.form-nav,.faq-list,.faq-list details,
  .faq-contact-content,.analysis-dialog,.analysis-form,.form-step,.exit-dialog,
  .exit-content,.privacy-dialog,.cookie-banner{
    width:100%;
    min-width:0;
    max-width:100%;
  }
  .sim-progress{gap:10px;align-items:flex-start}
  .sim-progress>span{
    min-width:0;
    max-width:42%;
    flex:0 1 auto;
    white-space:normal;
    overflow-wrap:anywhere;
    line-height:1.3;
  }
  .sim-progress>div{min-width:0;flex:1 1 auto;margin-top:4px}
  .choice-grid>* , .form-grid>* , .result-values>* , .result-points>*{
    min-width:0;
    max-width:100%;
  }
  .choice-grid span,.sim-step h3,.sim-help,.fieldset-note,.review-box,
  .faq-list summary,.faq-list p,.check-line,.form-trace-note{
    min-width:0;
    max-width:100%;
    overflow-wrap:anywhere;
    word-break:normal;
  }
  .sim-nav,.form-nav{flex-wrap:wrap}
  .sim-nav .btn,.form-nav .btn{flex:1 1 145px;min-width:0}
  .menu-whatsapp{white-space:normal!important}
}

/* V3 - funil de conversão pós-simulador */
.sim-result .result-total{
  padding:20px 18px;
  border-width:2px;
}
.sim-result .result-total small{
  font-size:12px;
  font-weight:800;
  letter-spacing:.02em;
  text-transform:uppercase;
}
.sim-result .result-total strong{
  font-size:30px;
  line-height:1.08;
  margin-top:8px;
}
.sim-micro-conversion{
  margin-top:22px;
  padding:20px;
  border:1px solid #d5e4e8;
  border-radius:18px;
  background:#fff;
  box-shadow:0 12px 30px rgba(11,47,75,.08);
}
.micro-heading{margin-bottom:16px}
.micro-heading strong,.micro-heading span{display:block}
.micro-heading strong{font-size:20px;line-height:1.25;color:var(--navy)}
.micro-heading span{margin-top:6px;font-size:14px;line-height:1.5;color:var(--muted)}
.micro-grid{margin-bottom:4px}
.micro-trust,.conversion-trust{
  margin:14px 0;
  padding:11px 13px;
  border-radius:12px;
  background:#f6faf8;
  color:#476154;
  font-size:13px;
  line-height:1.45;
}
.micro-error{
  margin:12px 0;
  padding:10px 12px;
  border-radius:10px;
  background:#fff1f0;
  color:#b42318;
  font-size:13px;
  line-height:1.4;
}
.sim-lead-success{
  margin-top:22px;
  padding:20px;
  border-radius:18px;
  border:1px solid #b9dfce;
  background:#f2fbf6;
}
.sim-lead-success strong{display:block;color:#11744b;font-size:22px;line-height:1.2}
.sim-lead-success p{margin:8px 0 16px;color:#476154;font-size:15px;line-height:1.5}
.analysis-form label small{font-weight:600;color:var(--muted)}
.cookie-banner{
  width:min(320px,calc(100% - 28px));
  padding:13px 14px;
  gap:8px 12px;
}
.cookie-banner strong{font-size:15px}
.cookie-banner p{font-size:11px;line-height:1.35;margin-top:2px}
.cookie-banner .btn{padding:10px 14px;font-size:12px}
.cookie-links{gap:12px}
.cookie-links button{font-size:11px}

@media(max-width:720px){
  .sim-result .result-total strong{font-size:27px}
  .sim-micro-conversion,.sim-lead-success{padding:16px 14px;margin-top:18px}
  .micro-heading strong{font-size:19px}
  .micro-heading span{font-size:14px}
  .micro-grid{grid-template-columns:1fr}
  .cookie-banner{
    left:auto!important;
    right:10px!important;
    bottom:74px!important;
    width:min(285px,calc(100% - 24px))!important;
    max-width:min(285px,calc(100% - 24px))!important;
    padding:11px 12px!important;
  }
  .cookie-banner p{font-size:11px!important;line-height:1.35!important}
  .cookie-banner strong{font-size:14px!important}
  .cookie-banner .btn{width:auto;justify-self:start;padding:9px 12px}
  .hero-actions .btn-outline-light{font-size:14px;padding-top:12px;padding-bottom:12px}
}